Combined RTI GAP

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Get covered with 12 interest free payments from £29.99

Powered by UK’s number 1 GAP Insurance provider.

Why choose us?

Saavy on price

We want to save you money. We compare the market every day to get you the best price.

Smart with Claims

All your details in one place. So the help you need is just a click or call away.

Fair & Transparent

You’ll never feel uncertain; we have your back and will explain what’s what in plain English.

Fast & Easy

Our system is simple and designed with you in mind because when you save time, we do too

What makes us different?

We offer cover like no one else

Features AutoCover Competitor 1 Competitor 2
Price ✅ Flexible payment terms ❌ Full cost up front ❌ Full cost up front
Settlement Time ✅ We commit to pay within 48 hours of processing your claim ❌ No commitment ❌ No commitment
Motor Excess ✅ Upto £250 ✅ Upto £250 ✅ Upto £250
Hidden Costs ✅ Of course not ❌ For Policy Transfers & Cancellations ❌ For Policy Transfers & Cancellations
Customer First ✅ It's in our DNA ❌ They do their best to compete ❌ They do their best to compete


Saving with us

How much could you save?

It’s more than you might expect.

On average almost 400,000 cars are written off each year in the UK. That’s a lot of cars scrapped, and a lot of cash wasted.*

The risk of a write-off only rises the longer you own your car, and that’s even without taking into account the depreciation in value that most cars experience every year.

All of that means that the longer you are planning to own your car, the more important it is to get covered and the more savings you can make.

£

How many years are you planning to keep it for?

1 2 3 4
Covered by your Comprehensive Car Insurance

£ 00,000

Covered by your Comprehensive Car Insurance*

£ 00,000

Potential Shortfall without Our GAP Insurance

£ 00,000  with Our GAP Insurance

*UK Department of Transport

**This is shown for demonstrative purposes and is based on average depreciation rates and current market value.

Making a Claim

Over the phone or on the web

We guarantee cheaper rates and rapid responses with our dedicated claims service.

CoverGurus reliable claims team processing a customer's claim and paying them out in 72 hours
A Customer contacting the fast, efficient and expert CoverGurus claim team by phone
CoverGurus Customer submitting a claim online using their online portal and getting an update on their payout.
CoverGurus Step 1 - getting in touch by phone, email or online

Tell us what happened

We’ve made claiming quick and easy. Get started using our online portal or by phone to take the pain out of your claim.

CoverGurus Step 2 - Dedicated claims to process your claim in less than 72 hours

Claim Reviewal

Waiting time is wasted time, so our experts will process your claim in less than 72 hours

CoverGurus Step 3 - Get compensated and paid out quickly

Get Compensated

…and get back on the road, because your car is our business.

Our GAP Highlights

 

Always UK Based

So you know the person on the other end of the line always understands your perspective.

Simple & Smart

Our smart systems tie together our care teams, insurers and recovery experts - so all your info is in one place.

Quality Care

Our team are driven by quality, because their job is to make you feel supported and get you back on the road.

Ready to Help

Our team can be reached over the phone, or on the web. So you can choose the best way to talk.

FAQs

  • We cover the vehicle as long as you are insured to drive it.

  • The policy only covers the car on the certificate.

  • A fully comprehensive motor insurance policy.

  • Yes - 18 years of age, minimum.

    And of course, you’ll need an active license.

  • For the time being we don’t offer cover for vehicles over 100,000 miles

  • For the time being we don’t offer cover for vehicles over 10 years old.

  • You can use your vehicle however you like, but it needs to be under 3,500kg

  • Using one of our claims form or just one telephone call and we will help you through the entire claims process

  • The balance of cover can be transferred to your new vehicle.

  • If you cancel within the first 14 days and have not made a claim, you will receive a full refund.

    After 14 days pro rata refunds will be offered, minus an administration fee, as long as you have not made a claim.

Our GAP Highlights

 

Always UK Based

So you know the person on the other end of the line always understands your perspective.

Quick Time

We know how painful it is to lose a car, and don’t think you should wait to get your buy a replacement. That’s why we work hard to make all payments within 2 days

Policy Transfer

As long as your policy lasts, you’re protected. If you decide to get a new car, we will transfer the remaining months of cover for free.

Claims Process

We aim to get you reimbursed quicker than anyone else. Because great cover should mean quick and easy claims.